--- title: "Best Reconciliation Software for Small Businesses 2026 | Software Advice" description: "Find the best Reconciliation software for small businesses. Compare top-rated tools by real reviews, features and pricing — all in one place on Software Advice." source_url: "https://www.softwareadvice.com/accounting/reconciliation-comparison/small-business/" page_type: "page" language: "en" --- [Home](https://www.softwareadvice.com/) / [Reconciliation Software](https://www.softwareadvice.com/accounting/reconciliation-comparison/) / Reconciliation Software for small businesses Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. # Best Reconciliation Software for small businesses ## Reconciliation Software (42 products) [Small Business](https://www.softwareadvice.com/accounting/reconciliation-comparison/)[Free Version](https://www.softwareadvice.com/accounting/reconciliation-comparison/free/) Sort by **Recommendations**: Sorts listings by the number of recommendations our advisors have made over the past 30 days. Our advisors assess buyers’ needs for free and only recommend products that meet buyers’ needs. Vendors pay Software Advice for these referrals. **Reviews**: Sorts listings by the number of user reviews we have published, greatest to least. **Average Rating**: Sorts listings by overall star rating based on user reviews, highest to lowest. **Alphabetically (A-Z)**: Sorts listings by product name from A to Z. ### [AccountMate](/accounting/accountmate-profile/) - Overall rating: 4.3/5 - Reviews: 25 - Starting price: $4,000.00one time - Free trial: Available - Free demo: Not available #### Overview AccountMate is a hybrid accounting solution that caters to small and midsize businesses and offers them tools and functionalities, which help them to manage their financial [Read more](/accounting/accountmate-profile/) #### Features ##### Best rated features - Collaboration Tools: 5/5 - Multiple Projects: 5/5 - Purchase Order Management: 5/5 - Project Planning/Scheduling: 5/5 ##### Worst rated features - Task Management: 4/5 - Billing & Invoicing: 4/5 [See all features](/accounting/accountmate-profile/#key-features) #### Pricing ##### Basic - Price: $4,000.00one time [See full pricing details](/accounting/accountmate-profile/#pricing-and-plans) --- ### [Sage Intacct](/accounting/intacct-accounting-profile/) - Overall rating: 4.3/5 - Reviews: 718 - Best for: Mid-size businesses - Free trial: Not available - Free demo: Not available #### Overview Sage Intacct operates within the Sage Business Cloud portfolio as a comprehensive cloud-based financial management software, expertly designed to bring rich financial and [Read more](/accounting/intacct-accounting-profile/) ##### What users love - User-friendly and intuitive interface - Comprehensive accounting functionality - Robust, customizable reporting capabilities ##### To take in mind - Complex and inflexible report customization - Slow and unresponsive support experience - Expensive and rising costs #### Features ##### Best rated features - Quotes/Estimates: 5/5 - For Nonprofits: 5/5 - Vendor Management: 5/5 - Customer Statements: 5/5 [See all features](/accounting/intacct-accounting-profile/#key-features) --- ### [Striven](/project-management/striven-profile/) - Overall rating: 4.8/5 - Reviews: 131 - Starting price: $35.00/month - Best for: Small businesses - Free trial: Available - Free demo: Not available #### Overview Striven is a cloud-based, all-in-one business management ERP platform built for small and midsize companies tired of duct-taping popular accounting tools, a CRM, a project tool, [Read more](/project-management/striven-profile/) #### Features ##### Best rated features - Segmentation: 5/5 - Routing: 5/5 - Percent-Complete Tracking: 5/5 - Performance Management: 5/5 ##### Worst rated features - API: 1/5 - Calendar Sync: 2/5 [See all features](/project-management/striven-profile/#key-features) #### Pricing ##### Standard - Price: $35.00/month - The plan is based on the number of users. ##### Enterprise - Price: $70.00/month - The per-user price decreases as the number of users increases. [See full pricing details](/project-management/striven-profile/#pricing-and-plans) --- ### [Deltek Costpoint](/project-management/deltek-costpoint-profile/) - Overall rating: 3.9/5 - Reviews: 215 - Free trial: Available - Free demo: Not available #### Overview Deltek Costpoint is an ERP for government contractors that gives firms the speed, clarity, and control to manage complex contracts from pursuit through closeout. It connects [Read more](/project-management/deltek-costpoint-profile/) #### Features ##### Best rated features - Compliance Management: 5/5 - Collaboration Tools: 5/5 - Task Management: 5/5 - Project Planning/Scheduling: 5/5 [See all features](/project-management/deltek-costpoint-profile/#key-features) --- ### [MIP Accounting](/product/121198-MIP-Accounting/) - Overall rating: 4.1/5 - Reviews: 69 - Starting price: $0.01 - Free trial: Not available - Free demo: Not available #### Overview MIP is the leading accounting software designed for mission-driven organizations, including nonprofits, schools, healthcare, associations, and government entities. It provides [Read more](/product/121198-MIP-Accounting/) #### Features ##### Best rated features - General Ledger: 5/5 - Income & Balance Sheet: 5/5 - API: 5/5 - Accounts Payable: 5/5 ##### Worst rated features - Payroll Management: 1/5 - Grant Management: 1/5 [See all features](/product/121198-MIP-Accounting/#key-features) --- ### [Adaptive from Workday](/nonprofit/workday-adaptive-planning-profile/) - Overall rating: 4.5/5 - Reviews: 235 - Best for: Value for money - Free trial: Available - Free demo: Not available #### Overview Workday Adaptive Planning is a native-cloud planning solution that empowers finance to configure sophisticated, driver-based models with ease, analyze unlimited scenarios on the [Read more](/nonprofit/workday-adaptive-planning-profile/) #### Features ##### Best rated features - Data Management: 5/5 - Real-Time Updates: 5/5 - Calendar Management: 5/5 - Customizable Reports: 5/5 ##### Worst rated features - For Nonprofits: 1/5 - Visual Analytics: 2/5 - Dues Management: 2/5 - Trend/Problem Indicators: 3/5 [See all features](/nonprofit/workday-adaptive-planning-profile/#key-features) #### Pricing ##### Workday Adaptive Planning - Price: Custom - Pricing available upon request ##### Workday Adaptive Planning & Consolidation - Price: Custom - Pricing available upon request [See full pricing details](/nonprofit/workday-adaptive-planning-profile/#pricing-and-plans) --- ### [Plooto](/accounting/plooto-profile/) - Overall rating: 4.3/5 - Reviews: 245 - Starting price: CA$9.00/month - Best for: Small businesses - Free trial: Available - Free demo: Not available #### Overview Plooto is an all-in-one platform that enables businesses to automate their domestic and international accounts payable and accounts receivable functions by unifying payments, [Read more](/accounting/plooto-profile/) ##### What users love - Streamlined accounting connections - Clean and accessible design - Simple and intuitive experience ##### To take in mind - Delays and workflow limitations - Unresponsive and limited assistance #### Features ##### Best rated features - Multi-Period Recurring Billing: 5/5 - Accounting Integration: 5/5 - Receipt Management: 5/5 - Recurring Invoicing: 5/5 ##### Worst rated features - Credit Card Processing: 1/5 [See all features](/accounting/plooto-profile/#key-features) #### Pricing ##### Go - Price: CA$9.00/month - Manage low client payment volumes and set up basic approval workflows. This plan is only available ##### Grow - Price: CA$32.00/month - Trial period includes 10 free domestic transactions. After this, domestic payments can be sent and ##### Pro - Price: CA$99.00/month - Implement complex payment operations with advanced controls. [See full pricing details](/accounting/plooto-profile/#pricing-and-plans) --- ### [Focus X](/product/3600-focus/) - Overall rating: 3.8/5 - Reviews: 119 - Starting price: $60.00/month - Free trial: Not available - Free demo: Not available #### Overview Focus X is an all-inclusive enterprise resource planning (ERP) system that helps you connect every aspect of your business operations. From production to supply chain, customer [Read more](/product/3600-focus/) ##### What users love - Robust and flexible reporting tools - Flexible system adaptation options ##### To take in mind - Slow and unreliable support response #### Features ##### Best rated features - Cash Management: 5/5 - Online Payments: 5/5 - Project Accounting: 5/5 - Tax Management: 5/5 ##### Worst rated features - Fraud Detection: 1/5 [See all features](/product/3600-focus/#key-features) --- ### [Lightyear](/accounting/lightyear-profile/) - Overall rating: 4.9/5 - Reviews: 201 - Starting price: £130.00/month - Best for: Value for money - Free trial: Available - Free demo: Not available #### Overview Lightyear is an industry-leading cloud platform providing intelligent automation solutions for large SMEs & Enterprise level Purchasing & Accounts Payables processes. Designed to [Read more](/accounting/lightyear-profile/) #### Features ##### Best rated features - Document Extraction: 5/5 - Electronic Payments: 5/5 - Credit Note: 5/5 - Invoice Management: 5/5 [See all features](/accounting/lightyear-profile/#key-features) #### Pricing ##### Starter - Price: £130.00/month - The plan offers a 30-day free trial, after which the software is available at £130/month ##### Business - Price: £279.00/month - The plan offers a 30-day free trial, after which the software is available at £279/month ##### Enterprise - Price: £499.00/month - The plan offers a 30-day free trial, after which the software is available starting at £499/month [See full pricing details](/accounting/lightyear-profile/#pricing-and-plans) --- ### [Ramp](/product/115155-Ramp/) - Overall rating: 4.9/5 - Reviews: 224 - Starting price: $0.00/month - Best for: Ease of use - Free trial: Available - Free demo: Not available #### Overview Ramp is the corporate card and spend management solution that helps mid-market companies accelerate growth without compromising on their finances. Issue physical and virtual cards [Read more](/product/115155-Ramp/) #### Features ##### Best rated features - Reporting & Statistics: 5/5 - For Small Businesses: 5/5 - Real-Time Reporting: 5/5 - Reporting/Analytics: 5/5 ##### Worst rated features - Online Booking: 3/5 - Access Controls/Permissions: 4/5 [See all features](/product/115155-Ramp/#key-features) #### Pricing ##### Free - Price: $0.00/month ##### Plus - Price: $15.00/month - Plus platform fee based on team size ##### Enterprise - Price: Custom - Pricing available upon request [See full pricing details](/product/115155-Ramp/#pricing-and-plans) --- ### [Agiled](/project-management/agiled-profile/) - Overall rating: 4.7/5 - Reviews: 350 - Starting price: $0.00 - Best for: Invoice Creation - Free trial: Available - Free demo: Not available #### Overview Agiled is an all in one business management platform. It comes with built-in CRM, HRM, Financial Management, Project Management and Time Tracking. Users can manage all of their [Read more](/project-management/agiled-profile/) #### Features ##### Best rated features - Multiple Billing Rates: 5/5 - Issue Management: 5/5 - Completion Tracking: 4.8/5 - Employee Database: 4.8/5 ##### Worst rated features - Reminders: 3/5 - Customizable Templates: 3.8/5 - Team Collaboration: 4/5 - Automatic Time Capture: 4/5 [See all features](/project-management/agiled-profile/#key-features) #### Pricing ##### Basic - Price: $0.00 ##### Pro - Price: $30.00/month - $25/month when billed annually. ##### Premium - Price: $59.00/month - $49/month when billed annually. [See full pricing details](/project-management/agiled-profile/#pricing-and-plans) --- ### [Datarails](/accounting/datarails-profile/) - Overall rating: 4.7/5 - Reviews: 250 - Best for: General Ledger - Free trial: Not available - Free demo: Not available #### Overview Datarails is the AI financial operating system for the CFO's office, an Excel-connected platform that brings FP&A, cash management, spend control, and month-end close into one [Read more](/accounting/datarails-profile/) #### Features ##### Best rated features - Accounting: 5/5 - Workflow Management: 5/5 - Cash Management: 5/5 - Ad hoc Reporting: 5/5 [See all features](/accounting/datarails-profile/#key-features) --- ### [Invoice Ninja](/accounting/invoice-ninja-profile/) - Overall rating: 4.7/5 - Reviews: 167 - Starting price: $0.00 - Best for: Features - Free trial: Available - Free demo: Not available #### Overview Create. Send. Get Paid. Invoice Ninja is the leading small-business platform to invoice, accept payments, track expenses & time tasks. Designed for freelancers and small to medium [Read more](/accounting/invoice-ninja-profile/) #### Features ##### Best rated features - Multi-Currency: 5/5 - Invoice Management: 5/5 - Dashboard: 5/5 - Mobile App: 5/5 ##### Worst rated features - Credit Card Processing: 3/5 [See all features](/accounting/invoice-ninja-profile/#key-features) #### Pricing ##### Forever Free - Price: $0.00 - The plan is free forever. 5 clients included with unlimited invoices! ##### Ninja Pro - Price: $14.00/month - The plan includes a 14-day free trial. ##### Enterprise - Price: $18.00/month - The plan includes a 30-day guarantee. The plan price depends upon the number of users: 1-2 users - [See full pricing details](/accounting/invoice-ninja-profile/#pricing-and-plans) --- ### [BILL Spend & Expense](/accounting/divvy-profile/) - Overall rating: 4.7/5 - Reviews: 440 - Starting price: $0.00/month - Best for: Customer support - Free trial: Available - Free demo: Not available #### Overview BILL Spend & Expense (formerly Divvy) offers an extraordinary way for businesses to gain complete control over their spending with our user-friendly software and corporate cards. [Read more](/accounting/divvy-profile/) ##### What users love - User-friendly and accessible design - Responsive and helpful support team - Real-time expense tracking tools ##### To take in mind - Subscription fees and unclear costs - Card issues and fraud concerns #### Features ##### Best rated features - Financial Management: 5/5 - Online Invoicing: 5/5 - Time Tracking by Client: 5/5 - "What If" Scenarios: 5/5 ##### Worst rated features - Real-Time Data: 3.2/5 - Reminders: 3.3/5 - Prepaid Cards: 3.8/5 [See all features](/accounting/divvy-profile/#key-features) #### Pricing ##### Spend & Expense - Price: $0.00/month - $0 user/month. Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track [See full pricing details](/accounting/divvy-profile/#pricing-and-plans) --- ### [Stripe Billing](/product/61741-Stripe-Billing/) - Overall rating: 4.6/5 - Reviews: 214 - Best for: Ease of use - Free trial: Not available - Free demo: Not available #### Overview Stripe Billing is a cloud-based solution that offers a varied set of unified APIs and tools that enable businesses to manage and accept payments online. Stripe Billing handles [Read more](/product/61741-Stripe-Billing/) ##### What users love - User-friendly and intuitive interface - Automated subscription management tools - Flexible integration with platforms ##### To take in mind - High and unclear transaction fees #### Features ##### Best rated features - Discount Management: 5/5 - Tax Calculation: 5/5 - Recurring Invoicing: 5/5 - Refund Management: 5/5 [See all features](/product/61741-Stripe-Billing/#key-features) ---